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Most appropriate coverage at the lowest price.
Private schools deserve the best insurance rates. Private schools overall have a great track record with lower losses. Often, private schools have been lumped together with regular public schools or other types of organizations which do not have as good track record. School size, school culture, and commitment of staff to excellence have a lot to creating a safer environment that exists in private schools. It is no surprise that quality schools tend to have the lower losses.

PrivateSafe recognizes the lower losses experienced by private schools and reward quality schools with the best rates.
Private schools need the best coverage. Private school principals reported having difficulty getting appropriate coverage from insurance companies. This was especially true for new or small private schools. Private schools resort to having a hodgepodge of policies from multiple insurance companies to cover the various risks-leaving the possibility of gaps of coverage between policies, insufficient coverage, and/or having to pay for coverages not needed. PrivateSafe provides coverage appropriate for private schools-the right coverage at the right levels. It recognizes that no private school is exactly like another.

PrivateSafe is not about just providing insurance-it's about Helping to Keep Your School Safe.
PrivateSafe is more than an insurance program it helps to keep your private school safe. Somewhere in the country at a private school, an accident that injures a person or damages property, a lawsuit, or a theft happens every day. Incidents like these can take a huge disruptive and emotional toll on your school. PrivateSafe provides you risk management services and consultations as part of the program to help you prevent losses from occurring and if a loss does occur, to handle it effectively with the least disruption to your school. You will have access to risk management consultants that you can use as an extended part of your school team.

 
All-in-one inclusive package including Workers' Compensation, Liability, School Board, Property, Risk Management Services.

Private schools of many types accepted including:
  • New and Established Schools
  • Operating Multiple Schools or Schools Sites
  • Religious, Secular, For-Profit, or Non-Profit Schools
  • Site Based and Non-Site Based Virtual Schools
  • Schools of All Sizes
COVERAGE* INCLUDED*
Workers' Compensation √
Property √
General Liability √
Automobile Liability (including medical payments, uninsured/underinsured motorists/non-owned 3 automobile coverage, hired automobile coverage) √
Automobile Physical Damage √
School Board Legal Liability/Errors and Omission √
Employee Benefits Liability √
Educators Legal Liability √
Sexual Harassment √
Sexual Abuse √
Crime (money & securities, forgery & alteration, employee dishonesty) √
Umbrella √
Risk Management & School Safety Services √
    * Coverage availability and level of coverage varies by state depending that state's legal requirements as well as appropriateness of coverage. This table is for simplified illustration purposes. Specifics of coverages, limits, terms and conditions are contained in the insurance policy or policies.
 
Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. - License # 0726293 - 15 Enterprise, Suite #200 - Aliso Viejo, CA 92656